Review Your Homeowners Insurance After These 3 Events

Do you own your own home? If so, you undoubtedly have homeowners insurance. It's a basic, but important, protection tool that limits your exposure to risk. Your homeowners insurance provides financial support in the event of unpredictable emergencies, like fire, weather damage, or even theft. Most lenders require you to have home insurance before you close on the purchase of a new home. In a perfect world, you'd review your homeowners policy each year along with your investments, taxes, and other financial documents. [Read More]

Auto Insurance Tips For First-Time DUI Offenders

If you've recently been convicted of a DUI, you may be wondering what that will mean for your auto insurance. Most drivers are pretty clear on what a DUI means for their driver's license and what it can mean legally, but few people really understand the effect it can have on auto insurance rates and availability. Here are a couple of things that you should know to prepare you for dealing with your auto insurance company after your DUI. [Read More]

Public Adjusters: FAQs From Curious Homeowners

When your home sustains damage, you will be left relying on the insurance company to step up and make sure your home gets repaired the way it should because you carried proper homeowner's insurance coverage. However, sometimes, the insurance company you have trusted for so long will try to cheat you out of the amount of money you really deserve to save themselves some money. This is one reason why private insurance adjusters are such a valuable thing to homeowners. [Read More]

What You Need To Know About Changing Your Auto Insurance To Liability Only

If it is time to renew your auto insurance policy or if you are shopping for a new policy, you may wonder if you need to have full coverage or liability only insurance for your vehicle. Full coverage includes collision and comprehensive insurance that protects you in a number of different situations, including auto accidents that are your fault and weather-related damage. Liability only insurance will only pay for damages that you cause to other individuals; it will not pay for any damage to your own vehicle. [Read More]